We provide insurance protection for all sizes of organizations that offer home companion, home health care, adult day centers, and transportation of the elderly or developmentally disabled. With professional advice from one of our insurance professionals, you can focus on delivering care to your patients while we focus on your specialty insurance program.

Policies for Home Health Care Professional & Adult Day Centers Include:

• Commercial General Liability - Covers owners and employees against property damage, claims of bodily injury and any associated medical costs.
• Professional Liability Insurance - Sometimes called E&O Insurance, offers numerous potential benefits, including coverage for negligence, defense costs, bodily injury, personal injury (libel and slander) and property damage.
• Sexual Abuse & Molestation - Covers insured individuals and the organization against such allegations and defends innocent parties up to the limit of insurance.
• Hired & Non-Owned Auto – Covers your risk of non-owned vehicles driving to and from clients' residences and transporting of those clients.
• Third-Party Crime Bonds/Business Service Bonds – Cover the criminal theft of your client’s property.
• Commercial Auto Insurance – Covers your risk of owning a commercial vehicle and transporting clients.
• Property Coverage – Building and/or contents coverage for an office or adult day center you maintain. 

We offer specialized insurance solutions designed for the unique needs of home health care, adult day centers, and transportation providers. Are you trying to get set up as a new provider or agency with the Department of Developmental Disabilities (DODD) or Ohio Department of Aging (ODA)? We can assist you in complying with their requirements. Please contact one of our agents today!