Insurance to cover the liability of your operations, equipment, property, and commercial autos.
General Liability Coverage – covers bodily injury and property damage that you or your employees may cause. This is the coverage that general contractors and project managers will ask to see if you are working as a subcontractor on a job.- Tool & Equipment Coverage – covers not only your large equipment, but also your small tools whether they are on your truck or at a job site.
- Leased & Rented Equipment Coverage – allows you to rent equipment to get the work done.
- Installation Coverage – covers items you leave at a job site that you are currently working on, such as a furnace, lumber, or copper pipes.
When you are starting your contracting business, it can be hard to decipher between which coverages are important to purchase and which coverages you can wait on. We can walk you through your options and provide you a policy that will grow with you as your business grows. We’ve been insuring contractors for 60 years, so we’ve got lots of options and solutions to help you maintain and grow your business.
We are always happy to discuss your individual insurance needs. Contact Reno Insurance Agency office in Dayton, Ohio for a meeting and insurance risk evaluation. We are here to help!
Permanently Attached Equipment & Custom Paint Jobs on Your Commercial Vehicles
Have you recently added any permanently attached equipment or enhancements to your vehicles like a snowplow, ladder rack, or cleaning equipment? Or did you recently get a custom paint job or vehicle wrap to advertise your business
If you have answered “yes” to either of those questions, it is important to contact your insurance agency. Reno Insurance will evaluate your insurance needs and assure you that your vehicle is insured adequately.
In addition, we recommend that you maintain a record of the permanently attached equipment or vehicle enhancements by taking photos and saving your receipts. In the event of a loss, these may help to assist in settling a claim.
Keep in mind that unless we have adjusted the value of your vehicle for these enhancements, the enhancements will not be covered in the event of a loss. We know that these enhancements can be costly, so before it is too late, be sure to contact our insurance office.
