In a recent survey, it was discovered that roughly three-quarters of Americans are living paycheck to paycheck with little to no savings in the bank. So, for most Americans, one unexpected event that renders them unable to work could mean that almost immediately they won’t be able to meet their financial obligations.
Think about it: Your biggest asset isn’t your home or your car; your biggest asset is your ability to work.
Everything that you own and everything that you’re paying for depends on it. But if you were unable to work for three months, six months or even longer, how confident are you that you would be able to continue to meet all of your financial obligations? No one plans on it, but it can happen to workers of all ages in all different lines of work. According to the Social Security Administration, over one in four of today’s 20-year-olds will become disabled at some point before retirement.
If you’re unable to work due to sickness or injury, disability insurance can help you continue to meet your expenses by replacing a portion of your income until you’re able to return to work. Protect yourself, your family and everything that you’ve worked so hard for.
Don’t let one unexpected event change everything. Give our agency a call today to learn more about disability insurance.