Insuring Your Home
Reduce Financial Risk with the Right Homeowners Coverage
Accident, crime, and severe weather are all a part of life, and every home experiences loss or damage of some kind, at some point. You can't predict when you will experience a loss, but you can protect yourself from the financial damage of a property loss. Not all home policies are the same.
You need an experienced Independent Insurance agent who has your best interest in mind to find you the right coverage at the right price.
What Does Homeowners Insurance Cover?
Insurance covers you for a potential loss resulting from risks such as burglary or theft, severe storms, fire, and also personal liability.
Your home liability coverage protects you in the event someone is injured on your property or you are responsible for damage to someone else's property. For example:
- Your dog bites a visitor to your home
- A dinner guest gets food poisoning and is hospitalized
- A neightbor is injured on your backyard swing set
- Your child throws a baseball through a neighbor's window